Service available

Monday to Friday, between 08:00 - 18:00, Saturday, between 09:00 - 17:00 and Sunday, between 10:00 - 14:00

Moldcell: +373 79 93 01 91 Fix: +373 22 93 01 91

at the addresses listed in Contacts

Contacts
bg

Placed insurance risks

See the projects

Or call us directly at 079 50 55 15 / 079 93 01 91 for immediate assistance

3,799 risks placed
16 types of insurance
9 partner insurers
5 mln GBP largest single placement

Placed risks by type of insurance

Type of risk Risks placed Value covered Largest placement
Property and real estatetotal sums insured 1,093 161,099,587 € 3,024,386 €
Buildings, machinery and stock 1,087 154,823,534 €corporate contracts only, home policies excluded 3,024,386 €
Construction and assembly 6 6,471,000 €works, site equipment and liability 4,216,936 €
Transport and cargototal sums insured 2,010 64,945,462 € 1,618,167 €
CASCO 1,670 37,565,803 €1,920 vehicles insured 738,584 €fleet of 55 vehicles, one contract
CARGO — goods in transit 185 9,171,315 € 1,618,167 €1,837,600 USD, by sea Moldova–USA
CMR — carrier's liability 155 20,800,000 €cumulative limits · all policies in EUR 300,000 €limit per event
Peopletotal sums insured 450 16,729,525 € 514,113 €
Accidents 401 14,861,249 €group and individual policies 514,113 €largest contract: 200 insured persons
Voluntary health insurance 49 1,868,276 €group programmes · limits of 1,200–4,200 € per person, annually 159,593 €largest contract: 86 employees
Liabilitytotal aggregate limits 241 16,806,007 € 5,000,000 GBP
General liability 179 14,552,235 €cumulative limits 5,000,000 GBPexhibition event, London
Professional liability 12 287,328 €cumulative limits · notaries, auditors and medical staff 74,437 €
Directors and officers liability (D&O) 1 1,000,000 €part of an international programme of 15,000,000 € 1,000,000 €
Hazardous industrial facilities 49 966,444 €cumulative limits · compulsory insurance 461,511 €
Agriculturetotal sums insured 5 534,608 € 360,872 €
Field crops 1 360,872 €300 ha, sunflower and maize 360,872 €
Animals and bee colonies 4 173,737 €271 head of livestock and 90 bee colonies 79,499 €

Last updated – 30.09.2026

Placements that took more than a standard policy

Atypical risks, limits above the market average and cover obtained through negotiation.

Construction and assembly · 2026

Works, equipment and liability in a single programme

Three sections with separate deductibles, plus the maintenance period after start-up.

Works
2,083,468 EUR
Equipment
1,041,734 EUR
Liability
1,091,734 EUR
Period
18 months + 12 maintenance
  • Maintenance after start-up
  • Multiple sections
Request a quote

Fleet CASCO · 2026

55 vehicles under a single contract

Cover for the company fleet, including when an employee uses a vehicle privately.

Sum insured
738,584 EUR
Vehicles
55
Period
12 months
Premium payment
4 instalments
  • Private use by the employee
  • Vehicle replacement without penalty
  • Additional equipment
Request a quote

General liability · 2025

Renewable energy: public and product liability under a single limit

Cover across the whole life cycle of the project, from design to decommissioning.

Limit / event
1,000,000 EUR
Annual aggregate
1,000,000 EUR
Employer's sublimit
included
Deductible
5,000–50,000 EUR
  • Product liability
  • Towards employees
  • International structure
Request a quote

CARGO · 2023

Cargo from Moldova to the USA, with two transshipments

Road, sea and rail transport under a single policy, with all-risks cover for the whole journey.

Sum insured
1,618,000 EUR
In policy currency
1,837,600 USD
Deductible
500 USD / partial loss
Period
2 months, duration of transit
  • Institute Cargo Clauses (A)
  • Multimodal transport
  • 40 ft container
Request a quote

Accidents · 2025

148 pupils covered anywhere in the world for the school year

The contract period follows the school year, not a 12-month calendar, and cover does not stop at the school gate.

People covered
148
Sum / person
3,474 EUR
Sum insured
514,113 EUR
Period
school year, 9 months
  • Worldwide cover
  • Tailored period
  • Educational institution
Request a quote

Voluntary health insurance · 2026

Two levels of cover in the same contract

The company offers different packages by employee category without taking out two separate policies.

People covered
63
Sum insured
114,137 EUR
Basic level
1,786 EUR / person
Upper level
1,985 EUR / person
  • Dental care on the upper level
  • Prescribed medicines
  • Employee's family
Request a quote

Voluntary health insurance · 2026

A health programme for employees and their families

Family members can be added to the same contract at a premium close to the employee's.

Annual limit / person
3,325 EUR
People covered
33
Outpatient
up to 1,687 EUR
Inpatient and surgery
up to 1,489 EUR
  • Employee's family
  • Prescribed medicines
  • Bilingual RO / EN contract
Request a quote

Machinery and stock · 2026

Ten risk clauses on top of the basic cover

FLEXA plus flood, earthquake, landslide, burglary, vandalism and civil unrest.

Sum insured
275,045 EUR
Goods in stock
223,312 EUR
Machinery and equipment
51,733 EUR
Deductible
10% of the loss, min. 496 EUR
  • Stock covered
  • Earthquake included
  • Deductible on the loss, not the sum insured
Request a quote

Buildings and assets · 2026

A six-building property complex under a single policy

Six cadastral numbers covered by one contract instead of six separate policies.

Sum insured
2,160,984 EUR
Properties
6 cadastral numbers
Deductible
10% of the sum insured
Period
12 months
  • Water damage included
  • Unlawful acts of third parties
  • Natural hazards
Request a quote

Agriculture · 2024

Breeding pig herd, with emergency slaughter included

Cover does not stop at death: it also includes slaughter required by disease, which is the real risk for a breeding farm.

Animals insured
174
Sum insured
79,514 EUR
Average value / animal
457 EUR
Period
12 months
  • Emergency slaughter
  • Subsidised premium
  • Boars and gilts
Request a quote

General liability · 2026

5 mln GBP for an exhibition stand in London

The organiser required proof of liability cover before confirming the stand.

Sum insured
5,000,000 GBP
Period
2 days
Territory
ExCeL London
Beneficiary
third parties
  • Participation requirement
  • Issued in pounds sterling
Request a quote

Agriculture · 2024

Loss of bee colonies through pesticide poisoning

Cover for plant-protection treatments applied in breach of the Beekeeping Law — a risk the local market rarely quotes.

Bee colonies
90
Sum insured
5,955 EUR
Per colony
66 EUR
Period
12 months
  • Rarely quoted locally
  • Subsidised premium
  • Carpathian breed
Request a quote

Hazardous industrial facilities · 2019

A tower crane built in 1992, insured for 20 million lei

Old machinery sited in the city, with four risks covered: injury, death, property damage and environmental pollution caused by accidents.

Sum insured
992,497 EUR
Object
tower crane, built in 1992
Beneficiary
injured third parties
Period
12 months
  • Compulsory insurance
  • Accidental pollution
  • Machinery in the city
Request a quote

Directors and officers liability (D&O) · 2026

A local policy within an international programme, with no deductible

The Moldovan component of a group cover, with direct notification to the global insurer.

Limit of liability
1,000,000 EUR
Programme limit
15,000,000 EUR
Deductible
0 EUR
Period
12 months
  • International programme
  • New subsidiaries included
  • Rarely quoted locally
Request a quote

Customs guarantee · 2025

A financial guarantee to the Customs Service

An alternative to locking the amount in a bank deposit for the duration of temporary admission.

Guaranteed amount
30,023 EUR
Limit per case
30,023 EUR
Deductible
not applicable
Period
12 months
  • No bank deposit
  • Temporary admission
Request a quote

CMR — carrier's liability · 2026

Three risks covered and territory extended to Asia

Twice the limit most carriers take out.

Limit of liability
200,000 EUR
Per event
60,000 EUR
Territory
Europe, CIS and Asia
Period
12 months
  • Errors and omissions
  • Additional costs
Request a quote

Medical malpractice · 2026

Professional liability for a team of dentists

Includes legal costs, both the insured's and the claimant's.

Aggregate limit
24,812 EUR
Per claim / person
4,962 EUR
Deductible
248 EUR / claim
Period
12 months
  • Legal costs
  • Hospital-acquired infections
Request a quote

Partner insurance companies

Insurance Solutions

Next

Cookie settings

Choose what we can use. You can change this anytime from the footer of the page.

Signing in, the premium calculator, payment processing, security. Without them the website does not work.

They show us which pages help you and which get in the way. We use this to fix what is broken and to avoid paying for ads on channels that bring nothing useful.

They remember your language and the data entered in the calculator, keep the chat conversation, and work out the right moment to offer you a phone call.

They help us show you relevant offers on other websites and avoid repeating the same ad. If you turn them off, ads do not disappear — they just become less relevant.