Accident Insurance attached to a mortgage loan
Accident insurance is the best way to protect you and your family from unforeseen expenses caused by an accident resulting in serious injury.
Accident insurance, also called mortgage life insurance, plays an important role in your financial safety and protection, given that a mortgage loan means taking on clearly defined financial obligations for the future.
How does it work?
The insurance covers sudden events with an external mechanical or chemical effect on the body of the insured person, resulting in bodily injury, disability, or death.
Thus, in unforeseen situations that may affect you or your financial capacity, the insurer will compensate the lending bank for the outstanding balance of the debt.
Insurance protection
24/7
Insurance period
12 months
Coverage
Worldwide
Risks covered by the insurance
Main risks
-
Death of the insured as a result of an accident - Moderate, severe, or major disability caused by an accident
Additional risks
- Trauma - bodily injury, harm resulting from an accident, including workplace accidents.
- Expenses in case of an accident
Why should I choose this insurance?
You give your family peace of mind
you know that your family is protected in the event of an unforeseen situation, being exempt from paying your debt to the bank;
You benefit from a decreasing insurance premium
the insurance premium decreases along with the remaining loan balance;
You have flexibility
you can choose the type of financial protection at any time, either when taking out the loan or after it has been granted;
Required documents:
The debtor's identity document