Insurance of mortgaged real estate for individuals
Because we know how important it is for you to feel good at home, we offer home insurance so that your property is protected against risks, which is also a safe and efficient way to repay the loan granted, guaranteeing the settlement of obligations towards the lending bank while also relieving the mortgage debtor of considerable expenses when the insured risk occurs.
Find out the priceWhy insurance is needed
In accordance with the provisions of Article 729 of the Civil Code (republished in the Official Gazette No. 66-75 of 01.03.2019), the mortgage debtor is required to insure the mortgaged property in favor of the mortgage creditor, at replacement value, against all risks of accidental loss or damage.
The insurer will take on the financial burden, paying compensation up to the insured amount of the property, thus ensuring both the fulfillment of the Debtor's obligations towards the creditor bank and the possibility of a quick and complete repair of the damage caused to the property by insured events.
The Advantages
of taking out Mortgage insurance through Rapidasig.md
Advantageous rates
You have access to insurance policies at advantageous prices, negotiated by Rapidasig
Close to you
You can take out home insurance at one of our 4 branches or order it with same-day home delivery
Safety
Insurance provided by top insurance companies and accepted by all commercial banks in the country
Insured Real Estate
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Houses, apartments, cottages
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Buildings, household structures and separate rooms
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Land and other property
Required Documents
The identity document of the owner (debtor)
The valuation report of the insured property, issued by an authorized company.
Find out the price:
Fire risk – fire, lightning strike, explosion, falling aircraft
Risks caused by the effects of natural forces – storm, hail, snow load, rockfall/landslide, ground subsidence Water from pipes
Natural catastrophes
Impact by vehicles
Accidental falling of objects.